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🇲🇾 Malay bank, legal and paperwork words

The bank, the government office and the form you have to fill in. These are the words of the appointments nobody enjoys, and being able to read the sign above the counter takes a lot of the fear out of them. Press any line to hear it.

185words & phrases
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Banking & Big Numbers

Seratus (100)Hundred (100)
Seribu (1,000)Thousand (1,000)
Sepuluh ribu (10,000)Ten thousand (10,000)
JutaMillion
Baht (wang Thai)Baht (Thai money)
PeratusPercent
Memindahkan wangTo transfer money
Akaun bankBank account
Kad kreditCredit card
Menukar wangTo exchange money

Money & Accounting

PendapatanIncome
PerbelanjaanExpenses
ModalCapital
HutangDebt
InvoisInvoice
Kunci kira-kiraBalance sheet
Cukai nilai tambah (VAT)VAT
Keuntungan bersihNet profit
Menyimpan kira-kiraTo do bookkeeping
Menyimpan duitTo save money

Legal & Official

Undang-undangLaw
HakRights
Dokumen rasmiOfficial document
MenandatanganiTo sign
Kebenaran / permitPermission / permit
DilarangForbidden
Denda (hukuman)Fine (penalty)
MahkamahCourt
PeguamLawyer
Sah di sisi undang-undangLegal

At the Bank

BankBank
AkaunAccount
Wang tunaiCash
DepositDeposit
Mengeluarkan wangWithdraw
Pindahan wangTransfer
Kad ATMATM card
FaedahInterest
MenandatanganiTo sign
Yuran / cajFee
Buku bankBankbook
Menukar wangExchange money

At the Post Office

Pejabat posPost office
SuratLetter
BungkusanParcel
SetemStamp
Sampul suratEnvelope
AlamatAddress
MenghantarTo send
MenerimaTo receive
BeratWeight
KotakBox
Bayaran posPostage
PoskodPostal code

Documents & Paperwork

PasportPassport
VisaVisa
Kad pengenalanID card
Lesen memanduDriver's license
Kontrak sewaLease contract
TandatanganSignature
SalinanCopy (document)
BorangForm
InsuransInsurance
CukaiTax
ResitReceipt
Cop rasmiOfficial stamp
Tarikh luputExpiry date
MemperbaharuiTo renew
MengisiTo fill in
Menghantar dokumenTo submit documents

Insurance

InsuransInsurance
PolisiPolicy
PremiumPremium
Membuat tuntutanTo claim
Insurans kesihatanHealth insurance
Insurans perjalananTravel insurance
PerlindunganCoverage
Dokumen tuntutanClaim documents
Tamat tempohExpired
MemperbaharuiTo renew

Contracts & Signing

KontrakContract
MenandatanganiTo sign
TermaTerms
Baca dengan telitiRead it carefully
BersetujuTo agree
Membatalkan kontrakTo cancel the contract
Pihak satu lagiThe other party
TandatanganSignature
SalinanCopy
Berkuat kuasaIn effect

Lost & Found

Barang hilangLost item
Beg saya hilangI lost my bag
Telefon saya hilangI lost my phone
Kaunter barang hilangLost and found desk
Kali terakhir nampak di mana?Where did you last see it?
Warna apa?What color is it?
Ada apa di dalamnya?What was inside?
Dah jumpaFound it
Terima kasih banyak-banyakThank you so much
Ganjaran untuk penemuReward for the finder

Investing & Saving

SimpananSavings
MelaburTo invest
RisikoRisk
KeuntunganProfit
KerugianLoss
FaedahInterest
SahamStocks
Dana kecemasanEmergency fund
Menyimpan setiap bulanTo save every month
Kebebasan kewanganFinancial freedom

Elections & Voting

Pilihan rayaElection
MengundiTo vote
CalonCandidate
KerajaanGovernment
Perdana menteriPrime minister
DemokrasiDemocracy
MajoritiMajority
RakyatThe people
Pusat mengundiPolling station
Keputusan pilihan rayaElection results

Taxes

Memfailkan cukaiTo file taxes
Cukai pendapatanIncome tax
Bayaran balik cukaiTax refund
Menuntut bayaran balikTo claim a refund
Potongan cukaiDeduction
Invois cukaiTax invoice
Nombor cukaiTax ID
AkauntanAccountant
Memfailkan dalam talianTo file online
Simpan dokumen andaKeep your documents

Scams & Fraud

PenipuScammer
Satu penipuanA scam
Kena tipuTo get tricked
Sindiket penipuan telefonCall-center gang
Jangan pindahkan wangDon't transfer money
Terlalu bagus untuk dipercayaiToo good to be true
Sahkan duluVerify first
Buat laporan polisTo report to police
Akaun keldaiMule account
Membekukan akaunTo freeze an account

Economics & Inflation

EkonomiEconomy
InflasiInflation
Harga semakin naikPrices are going up
Kadar pertukaranExchange rate
Kadar faedahInterest rate
Gaji minimumMinimum wage
KemelesetanRecession
Penawaran dan permintaanSupply and demand
Pasaran sahamStock market
KDNKGDP

Crypto & Digital Money

KriptoCrypto
BitcoinBitcoin
Dompet digitalDigital wallet
Rantaian blokBlockchain
Perlombongan kriptoMining
Pasaran menaikBull market
Pasaran menurunBear market
Turun naik hargaVolatility
Pegang jangka panjangTo hold long term
Syiling memeMeme coin

Stock Market

DividenDividend
Harga pembukaanOpening price
Harga penutupanClosing price
Indeks sahamStock index
Portfolio sahamStock portfolio
Membeli purata turunTo average down
Berjual beli sahamTo trade stocks
Saham dividen yang baikA good dividend stock
Penyata kewanganFinancial statement
Saham naikThe stock went up
Saham jatuhThe stock fell
Tersangkut di puncakStuck at the peak
Terjual awal sangatSold too early
Pelabur runcitRetail investor
Mempelbagaikan pelaburanTo diversify

Fines & Checkpoints

Saman trafikTraffic ticket
Ujian nafas alkoholBreathalyzer test
Melanggar lampu merahTo run a red light
Memandu lajuSpeeding
Meletak kereta di kawasan laranganParked in a no-parking zone
Polis trafikTraffic police
Kamera had lajuSpeed camera
Tunjukkan lesenLicense please
Pengapit rodaWheel clamp
Di mana bayar samanWhere do I pay the fine