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🇨🇳 Chinese bank, legal and paperwork words

The bank, the government office and the form you have to fill in. These are the words of the appointments nobody enjoys, and being able to read the sign above the counter takes a lot of the fear out of them. Press any line to hear it.

185words & phrases
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Banking & Big Numbers

bǎiHundred (100)
qiānThousand (1,000)
wànTen thousand (10,000)
百万bǎiwànMillion
泰铢tàizhūBaht (Thai money)
百分比bǎifēnbǐPercent
转账zhuǎnzhàngTo transfer money
银行账户yínháng zhànghùBank account
信用卡xìnyòngkǎCredit card
换钱huànqiánTo exchange money

Money & Accounting

收入shōurùIncome
支出zhīchūExpenses
资本zīběnCapital
债务zhàiwùDebt
发票fāpiàoInvoice
资产负债表zīchǎn fùzhàibiǎoBalance sheet
增值税zēngzhíshuìVAT
净利润jìnglìrùnNet profit
记账jìzhàngTo do bookkeeping
存钱cúnqiánTo save money

Legal & Official

法律fǎlǜLaw
权利quánlìRights
官方文件guānfāng wénjiànOfficial document
签名qiānmíngTo sign
许可xǔkěPermission / permit
禁止jìnzhǐForbidden
罚款fákuǎnFine (penalty)
法院fǎyuànCourt
律师lǜshīLawyer
合法héfǎLegal

At the Bank

银行yínhángBank
账户zhànghùAccount
现金xiànjīnCash
存款cúnkuǎnDeposit
取款qǔkuǎnWithdraw
转账zhuǎnzhàngTransfer
银行卡yínhángkǎATM card
利息lìxīInterest
签字qiānzìTo sign
手续费shǒuxùfèiFee
存折cúnzhéBankbook
换钱huànqiánExchange money

At the Post Office

邮局yóujúPost office
xìnLetter
包裹bāoguǒParcel
邮票yóupiàoStamp
信封xìnfēngEnvelope
地址dìzhǐAddress
To send
收到shōudàoTo receive
重量zhòngliàngWeight
箱子xiāngziBox
邮费yóufèiPostage
邮政编码yóuzhèngbiānmǎPostal code

Documents & Paperwork

护照hùzhàoPassport
签证qiānzhèngVisa
身份证shēnfènzhèngID card
驾照jiàzhàoDriver's license
租赁合同zūlìn hétóngLease contract
签名qiānmíngSignature
复印件fùyìnjiànCopy (document)
表格biǎogéForm
保险bǎoxiǎnInsurance
shuìTax
收据shōujùReceipt
公章gōngzhāngOfficial stamp
有效期yǒuxiàoqīExpiry date
续签xùqiānTo renew
填写tiánxiěTo fill in
提交文件tíjiāo wénjiànTo submit documents

Insurance

保险bǎoxiǎnInsurance
保单bǎodānPolicy
保费bǎofèiPremium
理赔lǐpéiTo claim
医疗保险yīliáobǎoxiǎnHealth insurance
旅游保险lǚyóu bǎoxiǎnTravel insurance
保障范围bǎozhàng fànwéiCoverage
理赔材料lǐpéi cáiliàoClaim documents
过期guòqīExpired
续保xùbǎoTo renew

Contracts & Signing

合同hétóngContract
签名qiānmíngTo sign
条款tiáokuǎnTerms
仔细阅读zǐxìyuèdúRead it carefully
同意tóngyìTo agree
解除合同jiěchúhétóngTo cancel the contract
对方duìfāngThe other party
签字qiānzìSignature
副本fùběnCopy
生效shēngxiàoIn effect

Lost & Found

丢失物品diūshī wùpǐnLost item
我的包丢了wǒ de bāo diū leI lost my bag
我的手机丢了wǒ de shǒujī diū leI lost my phone
失物招领处shīwùzhāolǐng chùLost and found desk
最后在哪里见到的?zuìhòu zài nǎlǐ jiàndào de ?Where did you last see it?
什么颜色的?shénme yánsè de ?What color is it?
里面有什么?lǐmiàn yǒu shénme ?What was inside?
找到了zhǎodào leFound it
太感谢了tài gǎnxiè leThank you so much
酬谢chóuxièReward for the finder

Investing & Saving

存款cúnkuǎnSavings
投资tóuzīTo invest
风险fēngxiǎnRisk
利润lìrùnProfit
亏损kuīsǔnLoss
利息lìxīInterest
股票gǔpiàoStocks
应急资金yìngjí zījīnEmergency fund
每月存钱měiyuè cúnqiánTo save every month
财务自由cáiwù zìyóuFinancial freedom

Elections & Voting

选举xuǎnjǔElection
投票tóupiàoTo vote
候选人hòuxuǎnrénCandidate
政府zhèngfǔGovernment
总理zǒnglǐPrime minister
民主mínzhǔDemocracy
多数duōshùMajority
人民rénmínThe people
投票站tóupiàozhànPolling station
选举结果xuǎnjǔ jiéguǒElection results

Taxes

报税bàoshuìTo file taxes
个人所得税gèrénsuǒdéshuìIncome tax
退税tuìshuìTax refund
申请退税shēnqǐng tuìshuìTo claim a refund
扣除kòuchúDeduction
税务发票shuìwù fāpiàoTax invoice
税号shuìhàoTax ID
会计kuàijìAccountant
网上申报wǎngshàng shēnbàoTo file online
保存好文件bǎocún hǎo wénjiànKeep your documents

Scams & Fraud

骗子piànziScammer
骗局piànjúA scam
被骗bèi piànTo get tricked
电信诈骗团伙diànxìn zhàpiàn tuánhuǒCall-center gang
别转账bié zhuǎnzhàngDon't transfer money
好得不真实hǎo dé bù zhēnshíToo good to be true
先核实xiān héshíVerify first
报警bàojǐngTo report to police
人头账户réntóu zhànghùMule account
冻结账户dòngjié zhànghùTo freeze an account

Economics & Inflation

经济jīngjìEconomy
通货膨胀tōnghuòpéngzhàngInflation
东西越来越贵dōngxī yuèláiyuè guìPrices are going up
汇率huìlǜExchange rate
利率lìlǜInterest rate
最低工资zuìdīgōngzīMinimum wage
经济衰退jīngjìshuāituìRecession
供求关系gōngqiúguānxìSupply and demand
股市gǔshìStock market
GDPGDPGDP

Crypto & Digital Money

加密货币jiāmì huòbìCrypto
比特币bǐtè bìBitcoin
数字钱包shùzì qiánbāoDigital wallet
区块链qūkuài liànBlockchain
挖矿wākuàngMining
牛市niúshìBull market
熊市xióngshìBear market
波动性bōdòngxìngVolatility
长期持有chángqī chíyǒuTo hold long term
迷因币míyīnbìMeme coin

Stock Market

股息gǔxīDividend
开盘价kāipánjiàOpening price
收盘价shōupánjiàClosing price
股指gǔzhǐStock index
股票投资组合gǔpiàotóuzī zǔhéStock portfolio
摊平成本tānpíng chéngběnTo average down
炒股chǎogǔTo trade stocks
高股息股票gāo gǔxī gǔpiàoA good dividend stock
财报cáibàoFinancial statement
股票涨了gǔpiào zhǎng leThe stock went up
股票跌了gǔpiào diē leThe stock fell
被套在山顶bèitào zài shāndǐngStuck at the peak
卖飞了màifēi leSold too early
散户sǎnhùRetail investor
分散风险fēnsàn fēngxiǎnTo diversify

Fines & Checkpoints

罚单fádānTraffic ticket
酒精检测jiǔjīng jiǎncèBreathalyzer test
闯红灯chuǎnghóngdēngTo run a red light
超速chāosùSpeeding
违章停车wéizhāng tíngchēParked in a no-parking zone
交警jiāojǐngTraffic police
测速摄像头cèsù shèxiàngtóuSpeed camera
请出示驾照qǐng chūshì jiàzhàoLicense please
车轮锁chēlúnsuǒWheel clamp
罚款在哪交fákuǎn zài nǎjiāoWhere do I pay the fine